Payment Policy

Payment Policy

Last Updated: June 17, 2026

At Mark & Linda Toronto, we strive to provide a secure and convenient checkout experience for all customers. This Payment Policy explains the payment methods we accept and how payments are processed.

1. Accepted Payment Methods

We currently accept the following payment methods:

  • Credit Cards (Visa, Mastercard, American Express, and other major card providers where available)

  • Apple Pay

  • Google Pay

  • Shop Pay

Available payment methods may vary depending on your location, device, browser, and eligibility requirements.

Customers are responsible for ensuring that their selected payment method is available and authorized for use.

2. Secure Payments

Your security is important to us.

All payments are processed through secure, encrypted payment gateways using industry-standard SSL (Secure Socket Layer) technology.

Mark & Linda Toronto does not store complete payment card information on its servers. Payment information is handled directly by our trusted payment processing partners.

3. Payment Authorization

By submitting payment information, you confirm that:

  • You are authorized to use the selected payment method.

  • The billing information provided is accurate and complete.

  • Sufficient funds or credit are available to complete the transaction.

We reserve the right to decline or cancel orders if fraudulent, unauthorized, or suspicious activity is suspected.

4. Order Processing

Orders will only enter processing after payment has been successfully authorized and received.

If payment is declined, interrupted, or cannot be verified, the order may be delayed, canceled, or placed on hold until the issue has been resolved.

Customers will not be charged multiple times for the same order unless multiple purchase attempts are intentionally submitted.

5. Currency

All payments are charged in the currency displayed at checkout.

Depending on your bank, card issuer, or payment provider, currency conversion fees or international transaction fees may apply.

These charges are determined solely by your financial institution and are not controlled by Mark & Linda Toronto.

6. Refunds

If you qualify for a refund under our Return & Refund Policy, the approved refund will be issued to the original payment method used for the purchase.

Refunds are typically processed within 14 business days after:

  • The returned item has been received (if applicable)

  • The return has been inspected and approved

Processing times may vary depending on your bank, credit card provider, or payment platform.

7. Failed or Declined Payments

A payment may be declined for various reasons, including:

  • Insufficient funds

  • Incorrect billing information

  • Bank security checks

  • Payment provider restrictions

  • Technical issues

If your payment is declined, we recommend contacting your bank or payment provider directly before attempting another purchase.

8. Fraud Prevention

To protect our customers and business, we reserve the right to:

  • Verify payment information

  • Request additional identity verification

  • Refuse or cancel orders suspected of fraud

  • Limit or block transactions that violate our policies

Any fraudulent activity may be reported to the appropriate authorities and payment providers.

9. Chargebacks and Payment Disputes

If you experience an issue with your order, we encourage you to contact us first at info@marklindatoronto.com so we can work toward a fair resolution.

Initiating a chargeback or payment dispute without first contacting our support team may delay the resolution process.

We are committed to resolving legitimate customer concerns promptly and professionally.

10. Contact Information

Mark & Linda Toronto

Email: info@marklindatoronto.com

If you have any questions regarding payments, billing, or refunds, please contact our support team and we will be happy to assist you.